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The 1980s and 1990s were problematic for many people banks. Effectiveness of high aprs and inflation proved an excessive for some and many failed. Hudson City Bank once again prevailed. Totally new President for the bank in 1981, Leonard S. Gudelski, provided the leadership needed and the bank grew. In the beginning of 1990, the actual was 69 branches strong and assets totaled $3.2 billion.

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